COVERTRADE SERVICES
Roofers Insurance
Specialist insurance for roofers working at height with comprehensive heat work cover.
Roofers Insurance
At CoverTrade Insurance we arrange specialist roofers insurance for anyone working at height, whether you are a sole trader looking for roofer insurance on your own work or a larger firm that needs roofing contractors insurance across a full team. Our policies also include cover for heat work, protecting roofers using blow torches, hot tar, and other high-risk equipment.
Roofing contractor insurance is rarely a single policy, and roofing liability insurance is usually where it starts. Most roofers begin with roofers public liability insurance, then add the employers' liability, tools, contract works and hired-in plant cover set out below. We arrange roofers liability insurance for newly established businesses, and liability insurance for roofers with claims behind them, so you can focus on the job while we handle the risks.
What Our Roofers Insurance Covers
Roofers Public Liability Insurance
Covers claims for injury or property damage caused by your roofing work, including damage from heat-related tasks.
Employers' Liability Insurance
A legal requirement if you employ staff, covering workplace injuries and illnesses.
Heat Work Cover
Protects against fire and damage risks from hot works, including torch-on felt roofing, welding, and bitumen work.
Tools & Equipment Cover
Ensures your tools, ladders, and specialist roofing equipment are protected against theft, loss, or accidental damage.
Contract Works Cover
Safeguards your roofing projects from fire, theft, flood, and accidental damage while work is ongoing.
Hired-in Plant Insurance
Covers rented machinery and equipment against damage or theft.
How Can We Help?
Our team of experts has extensive experience in providing tailored advice to roofers and roofing contractors. Whether you're a sole trader or manage a team, we ensure that you have the right coverage in place at the most competitive price.
Why Choose CoverTrade Insurance?
At CoverTrade, we understand that insurance can be a daunting subject. That's why our team is always on hand to provide you with clear and concise information about your coverage options. With us by your side, you can rest assured that your roofing business is protected against unforeseen events that may arise.
Key Features
We are proud to offer a range of key features that set us apart from the competition. Our Insurers provide our clients with peace of mind and assurance that they are receiving the highest quality service.
- Flexible payment options
- Dedicated account managers
- Out-of-hours contact should you need to make a claim or just have a question
- A quick and easy, pain-free service
- An excellent customer experience
Comprehensive Cover
Our comprehensive cover is designed to meet your every need, ensuring that you are protected against any eventuality. With flexible package options, you can tailor your insurance to suit your specific requirements, giving you complete control over your policy.
Solutions for Distressed Claims Histories
We understand that not everyone has a perfect claims history, which is why we offer solutions for distressed claims histories. Our team of experts will work with you to find the best possible solution for your individual circumstances.
Flexible Payment Options
We also offer flexible payment options, making it easy for you to manage your payments and stay on top of your finances. Whether you prefer to pay monthly or annually, we have a range of options to suit your needs.
Peace of Mind
At CoverTrade, we believe in providing our clients with the best possible service at all times. With our key features and commitment to excellence, you can trust us to provide you with the protection and peace of mind that you deserve.
Protect Your Roofing Business
So why wait? Protect your roofing business today with CoverTrade's comprehensive insurance coverage. Contact us now to schedule a consultation with one of our expert advisors.
Common questions
How much is roofers insurance?+
There is no single price. What you pay depends on your turnover, how many roofers you employ, the height and type of work you take on, whether you use heat, and your claims history. We are a broker, so we go to several insurers and come back with the options rather than one quote. Call 02382 000820 and we will give you a realistic figure for your business.
What does roofers insurance cover?+
Public liability is the core of it, covering injury to other people and damage to their property caused by your work. Alongside it sit employers' liability, which you need by law as soon as you employ anyone, cover for your tools and equipment, contract works cover for the job while it is in progress, and hired-in plant cover for machinery you rent.
Do roofers need public liability insurance?+
It is not required by law, but main contractors and commercial clients will almost always ask to see it before letting you on site, and a single dropped tile or water ingress claim can cost more than years of cover. Employers' liability is different: that is a legal requirement the moment you employ anyone, including labour-only subcontractors.
Does roofers insurance cover hot work?+
Heat work cover can be included, which matters because torch-on felt and hot bitumen are the main reason roofing is rated differently from other trades. Insurers usually attach conditions to it, such as stopping heat work a set time before leaving site. Tell us how you work and we will make sure the policy matches it. Call 02382 000820.