
CYBER INSURANCE
At CoverTrade Insurance, we understand the growing cyber risks businesses face — from data breaches to ransomware attacks. Our Cyber Insurance policies are designed to protect your business against financial loss, legal action, and reputational damage caused by cybercrime and data incidents. Whether you’re a freelancer, SME, online retailer, professional services firm, or any business that stores customer data, processes payments, or relies on IT systems, cyber insurance is essential for keeping your operations secure.
What Our Cyber Insurance Covers
Data Breach Response – Covers the cost of investigating and responding to data breaches, including customer notification and credit monitoring.
Ransomware & Cyber Extortion – Provides protection against ransom demands and the cost of recovering compromised systems.
Business Interruption – Covers lost income if your business is forced to shut down due to a cyberattack.
Digital Asset Recovery – Pays to restore lost or corrupted data and software following an attack.
Third-Party Liability – Covers legal fees and compensation claims if clients or third parties are affected by a breach of your systems.
Regulatory Fines & Investigations – Assists with the cost of defending against and responding to GDPR and other data protection penalties (where insurable by law).
Social Engineering Fraud – Covers losses caused by deception-based attacks like phishing and invoice fraud.


Pubs and Restaurant Insurance
Pubs & restaurants insurance is a specialised policy designed to protect businesses operating in the hospitality industry. It provides comprehensive coverage for various risks faced by pubs, bars, cafes, and restaurants, including property damage, liability claims, and loss of income due to business interruption.

Tradesmen Insurance
Tradesmen insurance is specifically crafted for individuals working in various skilled trades, such as plumbers, electricians, builders, and decorators. It provides coverage against risks inherent to their line of work, including property damage, liability claims, and injury to themselves or others.

Fleet Insurance
Fleet insurance is designed to cover multiple vehicles under a single plan. This insurance provides coverage for all vehicles within the fleet, including cars, vans, trucks, and sometimes even specialized vehicles. Fleet insurance typically offers protection against risks like accidents, theft, damage, and third-party liabilities, simplifying insurance management for businesses.

Commercial Combined
Commercial Combined Insurance is a comprehensive policy tailored for businesses, bundling various coverages into a single package. It typically includes protection for property, liabilities, business interruption, and other specific risks relevant to the business. This insurance is flexible, allowing businesses to customize coverage to suit their unique needs.

Landlord Insurance
Landlord insurance provides protection for property owners who rent out residential properties. It covers risks like property damage, loss of rental income, liability claims, and legal expenses. This insurance is tailored to safeguard the landlord's investment and mitigate financial risks associated with rental properties.

Pubs and Restaurant Insurance
Pubs & restaurants insurance is a specialised policy designed to protect businesses operating in the hospitality industry. It provides comprehensive coverage for various risks faced by pubs, bars, cafes, and restaurants, including property damage, liability claims, and loss of income due to business interruption.

Tradesmen Insurance
Tradesmen insurance is specifically crafted for individuals working in various skilled trades, such as plumbers, electricians, builders, and decorators. It provides coverage against risks inherent to their line of work, including property damage, liability claims, and injury to themselves or others.

Fleet Insurance
Fleet insurance is designed to cover multiple vehicles under a single plan. This insurance provides coverage for all vehicles within the fleet, including cars, vans, trucks, and sometimes even specialized vehicles. Fleet insurance typically offers protection against risks like accidents, theft, damage, and third-party liabilities, simplifying insurance management for businesses.

Commercial Combined
Commercial Combined Insurance is a comprehensive policy tailored for businesses, bundling various coverages into a single package. It typically includes protection for property, liabilities, business interruption, and other specific risks relevant to the business. This insurance is flexible, allowing businesses to customize coverage to suit their unique needs.

Landlord Insurance
Landlord insurance provides protection for property owners who rent out residential properties. It covers risks like property damage, loss of rental income, liability claims, and legal expenses. This insurance is tailored to safeguard the landlord's investment and mitigate financial risks associated with rental properties.
HOW CAN WE HELP?
We work with trusted UK insurers who specialise in cyber protection, offering responsive, expert-led policies that adapt to the ever-changing threat landscape. Whether you store data in the cloud, run online services, or simply use email and payment systems, we’ll match you with the right cover.
WHY CHOOSE COVERTRADE INSURANCE?
Our team of experts will work closely with you to identify your specific needs and create a bespoke insurance policy that meets your requirements. We take pride in offering our clients the highest level of service and support throughout their insurance journey.
FOCUS ON YOUR BUSINESS
At CoverTrade, we believe that peace of mind should be accessible to all businesses. That’s why we offer competitive rates without compromising on the quality of our services. With our commercial combined insurance policy in place, you can focus on growing your business with confidence knowing that you are protected against unforeseen risks.
​
Get in touch with us today and let us help you protect your business with our flexible and comprehensive commercial combined insurance policy.
KEY FEATURES:


Pubs and Restaurant Insurance
Pubs & restaurants insurance is a specialised policy designed to protect businesses operating in the hospitality industry. It provides comprehensive coverage for various risks faced by pubs, bars, cafes, and restaurants, including property damage, liability claims, and loss of income due to business interruption.

Tradesmen Insurance
Tradesmen insurance is specifically crafted for individuals working in various skilled trades, such as plumbers, electricians, builders, and decorators. It provides coverage against risks inherent to their line of work, including property damage, liability claims, and injury to themselves or others.

Fleet Insurance
Fleet insurance is designed to cover multiple vehicles under a single plan. This insurance provides coverage for all vehicles within the fleet, including cars, vans, trucks, and sometimes even specialized vehicles. Fleet insurance typically offers protection against risks like accidents, theft, damage, and third-party liabilities, simplifying insurance management for businesses.

Commercial Combined
Commercial Combined Insurance is a comprehensive policy tailored for businesses, bundling various coverages into a single package. It typically includes protection for property, liabilities, business interruption, and other specific risks relevant to the business. This insurance is flexible, allowing businesses to customize coverage to suit their unique needs.

Landlord Insurance
Landlord insurance provides protection for property owners who rent out residential properties. It covers risks like property damage, loss of rental income, liability claims, and legal expenses. This insurance is tailored to safeguard the landlord's investment and mitigate financial risks associated with rental properties.