
COMMERCIAL COMBINED INSURANCE
At CoverTrade Insurance, we offer flexible Commercial Combined Insurance packages tailored to suit the unique needs of your business. Whether you're in manufacturing, warehousing, wholesale, retail, or trade, we bring together multiple essential covers into one simple, cost-effective policy – saving you time, hassle, and money.
Our goal is to help you focus on running your business with confidence, knowing that every part of your operation is protected by insurers who understand your industry.
What Our Commercial Combined Insurance Can Include:
Public Liability Insurance – Covers claims for third-party injury or property damage caused by your business activities.
Employers’ Liability Insurance – Legally required if you have employees, covering workplace injuries or illnesses.
Property & Buildings Insurance – Protects your business premises against fire, flood, theft, and more.
Stock & Contents Cover – Covers goods, tools, office equipment, and other contents against damage or loss.
Business Interruption Insurance – Keeps your business running with financial support if you're unable to trade due to an insured event.
Goods in Transit Insurance – Covers products and materials while being transported.
Money Cover – Protects business cash stored on-site or in transit.
Optional Add-Ons – From legal expenses to cyber cover – customise your policy to match your risk profile.

HOW CAN WE HELP?
We partner with a wide panel of UK insurers who specialise in providing comprehensive combined cover for commercial clients across various industries. Whether you're a small business or a growing enterprise, we’ll build the right package for your specific needs.
WHY CHOOSE COVERTRADE INSURANCE?
Our team of experts will work closely with you to identify your specific needs and create a bespoke insurance policy that meets your requirements. We take pride in offering our clients the highest level of service and support throughout their insurance journey.
FOCUS ON YOUR BUSINESS
At CoverTrade, we believe that peace of mind should be accessible to all businesses. That’s why we offer competitive rates without compromising on the quality of our services. With our commercial combined insurance policy in place, you can focus on growing your business with confidence knowing that you are protected against unforeseen risks.
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Get in touch with us today and let us help you protect your business with our flexible and comprehensive commercial combined insurance policy.
KEY FEATURES:
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Why use CoverTrade Insurance?Regardless if you’re a tradesmen, shop owner, landlord, looking to cover your fleet of vehicles or have any other business requirements, Cover Trade are able to help with friendly and professional advice to get the cover in place you need.
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Why use CoverLife Insurance?CoverLife Insurance is here to safeguard your future and the people who depend on you. Whether it’s personal life cover, critical illness protection, or keyman insurance for your business, we make the process simple and stress-free.
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Our experienceWith our wealth of experience, knowledge of the market and network of insurers we’re able to find you the most comprehensive cover at the right prices without trying to upsell or oversell on an insurance you might not need.
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What are the benefits of talking to our team?Flexible payment options Dedicated account managers Out-of-hours contact should you need to make a claim or just have a question A quick and easy, pain-free service An excellent customer experience
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How quickly can you arrange my cover?We can arrange cover straight away giving you peace of mind.


Pubs and Restaurant Insurance
Pubs & restaurants insurance is a specialised policy designed to protect businesses operating in the hospitality industry. It provides comprehensive coverage for various risks faced by pubs, bars, cafes, and restaurants, including property damage, liability claims, and loss of income due to business interruption.

Tradesmen Insurance
Tradesmen insurance is specifically crafted for individuals working in various skilled trades, such as plumbers, electricians, builders, and decorators. It provides coverage against risks inherent to their line of work, including property damage, liability claims, and injury to themselves or others.

Fleet Insurance
Fleet insurance is designed to cover multiple vehicles under a single plan. This insurance provides coverage for all vehicles within the fleet, including cars, vans, trucks, and sometimes even specialized vehicles. Fleet insurance typically offers protection against risks like accidents, theft, damage, and third-party liabilities, simplifying insurance management for businesses.

Commercial Combined
Commercial Combined Insurance is a comprehensive policy tailored for businesses, bundling various coverages into a single package. It typically includes protection for property, liabilities, business interruption, and other specific risks relevant to the business. This insurance is flexible, allowing businesses to customize coverage to suit their unique needs.

Landlord Insurance
Landlord insurance provides protection for property owners who rent out residential properties. It covers risks like property damage, loss of rental income, liability claims, and legal expenses. This insurance is tailored to safeguard the landlord's investment and mitigate financial risks associated with rental properties.