CONTRACTORS ALL RISK INSURANCE
At CoverTrade Insurance, we provide tailored Contractors’ All Risks (CAR) Insurance to safeguard your projects, equipment, and workforce. Whether you're a sole contractor or managing large-scale construction projects, our policies cover unexpected risks, ensuring business continuity and financial protection.
What Our Contractors’ All Risks Insurance Covers
Contract Works Cover – Protects ongoing projects against fire, flood, theft, vandalism, and accidental damage.
Public Liability Insurance – Covers claims from third parties for injury or property damage caused by your work.
Employers’ Liability Insurance – A legal requirement for businesses with employees, covering workplace injuries and illnesses.
Plant, Tools & Equipment Cover – Protects owned and hired-in machinery, tools, and scaffolding from theft, loss, or damage.
Materials & Stock Cover – Ensures building materials are protected on-site or in transit.
Personal Accident Cover – Provides financial support in case of serious injury to you or your team.
HOW CAN WE HELP?
Our insurance is designed to provide comprehensive protection for your business operations. We understand that every business is unique and requires a customised approach when it comes to insurance coverage. With our flexible insurance policies, we ensure that your business receives the protection it deserves.
WHY CHOOSE COVERTRADE INSURANCE?
CoverTrade Insurance provides specialist cover tailored for contractors, whether you're a sole trader or managing a large team. With flexible options, expert advice, and UK-wide protection, we ensure you get the right cover at competitive rates.
PEACE OF MIND
We believe in providing our clients with peace of mind. That’s why we offer a warm and reliable service that you can count on. Our policies are designed to meet your specific needs so that you can focus on what you do best – delivering quality work.
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Don’t let accidents derail your project – contact us today and let us help you protect your investment!
KEY FEATURES:
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Why use CoverTrade Insurance?Regardless if you’re a tradesmen, shop owner, landlord, looking to cover your fleet of vehicles or have any other business requirements, Cover Trade are able to help with friendly and professional advice to get the cover in place you need.
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Why use CoverLife Insurance?CoverLife Insurance is here to safeguard your future and the people who depend on you. Whether it’s personal life cover, critical illness protection, or keyman insurance for your business, we make the process simple and stress-free.
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Our experienceWith our wealth of experience, knowledge of the market and network of insurers we’re able to find you the most comprehensive cover at the right prices without trying to upsell or oversell on an insurance you might not need.
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What are the benefits of talking to our team?Flexible payment options Dedicated account managers Out-of-hours contact should you need to make a claim or just have a question A quick and easy, pain-free service An excellent customer experience
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How quickly can you arrange my cover?We can arrange cover straight away giving you peace of mind.
Pubs and Restaurant Insurance
Pubs & restaurants insurance is a specialised policy designed to protect businesses operating in the hospitality industry. It provides comprehensive coverage for various risks faced by pubs, bars, cafes, and restaurants, including property damage, liability claims, and loss of income due to business interruption.
Tradesmen Insurance
Tradesmen insurance is specifically crafted for individuals working in various skilled trades, such as plumbers, electricians, builders, and decorators. It provides coverage against risks inherent to their line of work, including property damage, liability claims, and injury to themselves or others.
Fleet Insurance
Fleet insurance is designed to cover multiple vehicles under a single plan. This insurance provides coverage for all vehicles within the fleet, including cars, vans, trucks, and sometimes even specialized vehicles. Fleet insurance typically offers protection against risks like accidents, theft, damage, and third-party liabilities, simplifying insurance management for businesses.
Commercial Combined
Commercial Combined Insurance is a comprehensive policy tailored for businesses, bundling various coverages into a single package. It typically includes protection for property, liabilities, business interruption, and other specific risks relevant to the business. This insurance is flexible, allowing businesses to customize coverage to suit their unique needs.
Landlord Insurance
Landlord insurance provides protection for property owners who rent out residential properties. It covers risks like property damage, loss of rental income, liability claims, and legal expenses. This insurance is tailored to safeguard the landlord's investment and mitigate financial risks associated with rental properties.
